I’m planning for retirement but looking for growth, what do you suggest?

MNSL answered 11 months ago …

Invest 25% of money into financial company shares with strong balance sheet, less debt and continues earnings. There will be great opportunities in this year especially in USA.

Invest 25% of money into food related companies that include animal production companies where there are good demands for food products and with good consistent earnings. There are outstanding companies in animal production sector with less debt, with more than 20% return of investment, with good earnings throughout the world including emerging markets even today. You can watch for some ETF as well.

Invest 20% in soft commodities which are not appreciated yet.

Allocate 10% to invest in companies who declaring dividend very often between 10% to 20% through out the world. If you just hold outstanding companies with more than 20% dividend for five years you have double your investment. In the meantime if there is capital gain you will get more than 200% return.

Keep 20% in cash. You can use this money when there is a big correction in any type of market. For example People bought oil, maize, gold commodity instruments for cheaper price when market is down. Now they are selling whenever there is a record price. You can buy when oil comes down to $ 50 per oil barel and can sell whenever it reaches to $100 per oil barel.

Pl Avoid putting money in some hot commodities, stocks and real estate at the moment. You can take capital gains whenever you stocks become very expensive with higher P/E more than 30. Then you can invest back when it is becomes cheap. Finally closer to retirement keep 70% of your money in cash.